2 percent cash back credit card no annual fee


SBI BPCL Credit Card. Annual fee of $150. For a rewards credit card, 2% cash back on everything is about the best you can aim for. This credit card will double as your Costco membership I.D. After that the variable APR will be 16.24% - 26.24%, based on your creditworthiness. But since most cards with lucrative bonus categories only give 1 percent cash back on everything else, your 2 percent cash back card is an excellent supplement. Earn up to a $1,000 cash bonus; $500 once you spend $5,000 in the first 3 months, and $500 once you spend $50,000 in the first 6 months of account opening. You must have a Costco membership to avoid an annual fee. It may be easier to qualify for this card with limited credit history. When you spend less than $1,500 per month, dont travel often, or; prefer straightforward rewards. Good no fee cash back credit card Chase Freedom. * Get $150 bonus cash back after spending $1,000 in the first 3 months. 2% back credit cards reward your purchases made with the card by giving you $0.02 back as a reward for every $1 that you spend. Up to 4 extra card holders at $0 p.a. See Important Credit Card Disclosures for complete details and exclusions. Apply by 29 Sep 22. 2 See Terms and Rates for New Accounts.. 3 Important information on redeeming Cash Rewards: You need to have a PayPal Balance account to use your redeemed Purchase Rate: % % variable APR, based on your creditworthiness 1. Pay no annual fee ever plus take advantage of the 0% p.a.

However, youll need a Fidelity bank account to use it. Many no-annual-fee cashback cards offer solid rewards rates. Balance Transfer fee: 3% of each transfer amount, $5 minimum. How Is Cashback Profitable for Credit Card Companies?Cash Rewards Programs: The Fine Print. First, it is important to read the fine print. It's Not Free Cash. When merchants accept payment via credit card, they are required to pay a percentage of the transaction amount as a fee to the credit card company.The Bottom Line. Citi Simplicity Card. 0%. Convenience Check fee: 3% of each check amount, $5 minimum, Cash Equivalent fee: 3% of each cash amount, $10 minimum. Quick highlights: Rewards rate: Unlimited 1.5 percent cash back on all purchases. 100 spent on standing instructions of utility bill payments thereafter. The Bread Cashback American Express Credit Card issued by Comenity Capital Bank, a Bread Financial company earns an unlimited 2% cash back on all purchases, with an annual fee of $0. 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. It offers 2% cash back on purchases, with an annual fee of $0. 12 months. Discover it Balance Transfer: Best feature: 0% introductory APR. Cardmembers earn 2% cash back by earning 1% cash back on purchases, plus an additional 1% cash back as they pay for those purchases. You earn 4% cash back on the first $7,000 you spend toward eligible gas purchases (including gas at Costco), 3% cash back on restaurants and eligible travel purchases, and 2% cash back on all other purchases from Costco and Costco.com. Cardholders earn 2.5% cash back on the first $10,000 per month (with qualifications met) and 1.5% otherwise, and the cards annual fee is $0.

There are no categories or limitations. 2% 10% cash back at select merchants; No annual or foreign transaction fees. Balance Transfer Intro Rate: This analysis will only look at true 2% cash back cards with no annual fee. 4.25% value back (13X reward points equivalent to 3.25% + 1% Fuel surcharge waiver) at BPCL Petrol Pumps Best Fuel Credit Cards in India; 5X reward points on groceries, dining, movies and departmental store spend; 5X reward points per Rs. Which 2% cash back cards dont impose an annual fee? 1 Purchases subject to credit approval. The best 2% cash back credit card is the Wells Fargo Active Cash Card because it has a $0 annual fee and gives unlimited 2% cash rewards on purchases.

There's no annual fee and your cash rewards don't expire. To get the card, youll need to be a member of the Alliant Credit Union, but its not difficult to join. REGULAR APR. per month at 2% cash back, you will earn: $ 50 /mo. You can get 2% cash back on up to $2,500 in combined purchases each quarter at grocery stores and wholesale clubs and 1% cash back on everything else. Where most cash back credit cards have a Flat Rate Cash Back Percentage of 1%, Capital One Quicksilver offers a 50% higher rate at 1.5% for everything with no spending caps. The annual fee is $0. Think of 2% back cards as a subcategory within the cash back credit card category. $ 600 /yr. Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1% cash back earned is automatically credited to your statement. But for the best rates, consider annual-fee cashback cards such as the Capital One Savor Cash Rewards Credit Card, Alliant Cashback Visa Signature Credit Card and Blue Cash Preferred Card from American Express. Easily compare and apply online for the best No Annual Fee credit cards with Visa. 1.5% back on all purchases. If youre looking for a flat-rate cash back credit card and one of the available 2% options fits your financial needs and habits, we wholly recommend them. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit. The best 2% cash back credit card is the Wells Fargo Active Cash Card because it has a $0 annual fee and gives unlimited 2% cash rewards on purchases. 3. N/A . Wells Fargo Active Cash Card: Best for Flat-Rate RewardsBlue Cash Preferred Card from American Express: Best for Bonus RewardsDiscover it Miles: Best for First-Year RewardsChase Freedom Flex: Best Cash Back Card with Rotating CategoriesCapital One QuicksilverOne Cash Rewards Credit Card: Best for Fair CreditMore items

$95 Annual Fee. Blue Cash Preferred Card from American Express. NerdWallet's ratings are determined by our editorial team. Capital One SavorOne Cash Rewards Credit Card. NerdWallet's ratings are determined by our editorial team. Petal 2 "Cash Back, No Fees" Visa Credit Card. NerdWallet's ratings are determined by our editorial team. If you already have a travel rewards card with an annual fee that earns rewards on travel and dining, for instance, a cash back card with no There is a $2 minimum interest charge where interest is due. Petal 2 "Cash Back, No Fees" Visa Credit Card. Here are the best cash back credit cards with no annual fee today. Today you can find many great offers with zero annual fee and great cash back rate. Best for fair credit: Petal 2 Cash Back, No Fees Visa Credit Card. For a rewards credit card, 2% cash back on everything is about the best you can aim for. Find Visa credit cards with low interest rates, rewards and other benefits. American Express Cash Magnet. With no annual fee, the Citi 5% cash back credit card also includes a low intro APR for fifteen months on all purchases and balance transfers. The Key Cashback Credit Card pays you back on all purchases, not just groceries and gas. The best 2.5% cash back credit card is the Alliant Cashback Visa Signature Credit Card. The Fidelity Rewards Visa Signature Card is another unlimited 2% cash back card that doesnt charge an annual fee. They help you earn cash back rewards fast so you get more for your money! 5. Business Advantage Cash Rewards Mastercard 2. Here are Selects picks for the top cash-back credit cards:Winner and Best for No Annual Fee: Chase Freedom Unlimited CardBest for Flat-Rate Cash Back: Citi Double Cash CardBest for Rotating Bonus Categories and Welcome Bonus: Chase Freedom FlexBest for Students: Discover it Student Cash BackBest for Average Credit: Capital One QuicksilverOne Cash Rewards Credit Card It also offers an initial bonus of $200 cash rewards after spending $1,000 in the first 3 months. Capital One VentureOne Rewards Credit Card: Best feature: No annual fee. Capital One Quicksilver Rewards Signature Visa. *Earn $500 after you spend $4,500 in the first 150 days. Get unlimited rewards, cash bonuses and business-grade benefitswith a $150 annual fee. Cash Advance fee: 3% of each advance amount, $5 minimum. Best for gas: Bank of America Customized Cash Rewards credit card. Build credit alongside hundreds of thousands of Petal card members. You have three options: the Citi Double Cash, the PayPal Cashback Mastercard, and Cash back is earned in the form of ThankYou Points. The best 2% cash back credit card is the Wells Fargo Active Cash Card because it has a $0 annual fee and gives unlimited 2% cash rewards on purchases. Enjoy 0% on balance transfers for 32 months, no BT fee .

3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). Everyday business expenses. Many times these cards come with no annual fee and include some non-rewards-related perks. Discover it Secured Credit Card (jump to Discover it Secured details ) Where many secured credit cards charge annual fees, application fees, and other fees, the Discover it Secured doesn't charge any fees. Read our Discover it Student Cash Back card review for more info. Low ongoing purchase rate at 13.99% p.a. 1% Cash Back on other purchases. Earn up to 2% 1 cash back on EVERY purchase, with no annual fee. Best for business: Capital One Spark Cash Plus. reverts to 18.99% 499. Capital One Spark Cash Plus. Double Cash. Petals mobile app makes it easy to manage your money, track your spending, and automate payments. compare. You pay no annual fee to use this card. The Blue Cash Preferred Card from American Express charges a $99 annual fee, unlike many other cash back cards. Best for groceries: Blue Cash Preferred Card from American Express. Earn an annual $200 cash bonus every year you spend $200,000 or more. Half percent (.50%) cash back on payments. Spark 2% Cash Plus adapts to your needs based on spending behavior, payment history and credit profile.

The following credit card issuers cap credit card interest rates and/or waive annual fees for credit cards opened prior to active military service only. Simple rewards plan. 1% cash back on all other purchases. Applications are subject to credit approval. No Annual Fee; Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards $95 credit card annual fee waived for active M1 plus members. No Annual Fee See application, terms and details. It also offers an initial bonus of $200 cash rewards after spending $1,000 in the first 3 months . You must be at least 18 years old and reside in the US or its territories to apply. $. 3 Rate will decrease by 0.25% every six consecutive on Cash back.

But it offers a lot of value to make up the cost. Cash back is earned in the form of ThankYou Points. Like the Chase Freedom Unlimited card, the Chase Freedom card also has no annual fee, zero interest on purchases for the first 15 months (after which, again, a 0% intro APR: Enjoy a year-long 0% introductory annual percentage rate. A 2% cash back credit card is a step above the industry standard of 1.5%, though theyre fairly uncommon as far as cash back credit cards go. Best for 1.5% cash back: Chase Freedom Unlimited.

2. Most cards offer easy redemption, with options ranging from: I exclude cards with an annual fee because all else being equal, a 2% cash back card with no annual fee is superior to a 2% cash back card with an annual fee. Otherwise, you'll be charged a 2.99% monthly late fee. No annual fee card. With no fee cash back cards, you know you're getting a credit card that has a simple rewards plan. Considering there is no annual fee, this is a standout cash back credit card, provided you don't mind your rewards coming in the form of Paypal credits. INTRO PURCHASE APR. See Rewards Program Terms for details and restrictions. 2 See Important Credit Card Disclosures for complete details and exclusions. Ever. Heres our list of the best no annual fee cash back cards: U.S. Bank Cash+. This card also includes the following cash back bonuses: 3% on restaurants and travel, 2% on Costco purchases, 1% on all other purchases. Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months. Youll earn 3% and 2% cash back on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, then earn 1%.